Mortgages

More options for mortgages

Buying a property or remortgaging is a stressful time, so we aim to provide a simple mortgage process. You don’t have to accept a raw deal when it comes to property finance – and it doesn’t need to be as expensive as you first thought.

With Red Star, you have a new world of lenders to choose from – many of whom you simply won’t find on comparison sites. Our dedicated team work to find you the kind of flexible options you’ve been looking for.

Did you know?

Did you know you can get a mortgage or secured loan without spending time in the bank biting your nails? Red Star show you deals you might not find elsewhere – and give you the support you’d never enjoy from comparison sites.

In fact, you can get an agreement in principle on the first call in most cases. And that’s why we’re so popular. Big loans can be sorted in a small time frame. With us, it’s easy.

Mortgages

Applying for a mortgage is said to be one of life’s most stressful events. With so many options available, it can leave you facing a selection headache.

To make an informed decision, you need to consider what you need now and in the future. Payment flexibility, payment holidays (taking a break from payments when you don’t have the funds) and long-term payments (offering financial security) are all worth looking at when you pick a lender.

At Red Star, we scour the market for the right mortgage given your circumstances. Whether you’re a first-time buyer, a successful landlord, or simply looking at your options we are here to help.

Remortgaging

When it comes to remortgaging, choosing your current provider often looks to be the easy option. The thought of going through the deal-choosing process once again is enough to convince most people to stick with the same lender.

The problem is, you could be tying yourself into a poor deal. This may not be the best offer on the market anymore; payments might have brought down your balance, or the price of your property may have increased.

Red Star will find you a better rate in seconds. Let us help you remortgage the right way.

Secured Loans

Remortgaging isn’t always the best way to pay off your property. In some cases, it can actually prove more cost-effective to get a secured loan.

These can be arranged quickly – which makes them a great option when you need to make payments ASAP. Loans are also popular among the self-employed (who struggle to prove steady income) and anyone with a chequered credit history.

Red Star work with a vast range of secured lenders offering second charge loans. Get in touch and we can help you find a loan that covers your property costs without leaving you out of pocket.

Buy-To-Let

If you’re planning on purchasing a property to rent out, you need to look for a buy-to-let mortgage.

There are a number of different ones available on the market, including tracker mortgages (where the lender sets the interest rate above the Bank of England’s base rate), discounted variable mortgages (fixed at a set percentage below the lender’s standard variable rate) and fixed-rate mortgages (fixed payments for the duration of the deal).

What’s the best option for you? Contact Red Star and we can work that out. We help landlords secure a great deal, every time.

Property finance with Red Star Financial Services

Don’t succumb to the stress and pressures of borrowing finance for property. Instead, simply contact Red Star and we can supply you with a quote on the phone. It really is that easy.

Red Star help you borrow quickly and securely. Finance-finding just doesn’t get any simpler or easier.